CreditPlus 2.1.0

CreditPlus is an online credit service that eliminates the need for in-person visits to an office. By using the CreditPlus mobile application, individuals can easily and quickly borrow up to 150,000 tenge from our company anywhere in Kazakhstan, with the application process taking approximately 7 minutes. Whether you need to purchase goods, access services, or pay bills, if you require urgent funds, simply open the CreditPlus application on your phone and secure a swift loan.

How to apply for a loan transfer to your card or bank account with CreditPlus:

1. Download and install the application on your mobile phone.
2. Choose the loan amount and duration using the credit calculator, then click "Get Money." Register, fill out a brief form, provide payment information for funds transfer.
3. Wait for approval, confirm the agreement, and receive immediate fund transfer to your card or account.

Who is eligible for a CreditPlus loan:

All Kazakhstani citizens between 18 and 65 years old can apply for a loan in Kazakhstan through CreditPlus. We cater to all demographics—from students and employees to retirees and the unemployed.

To obtain an online loan, you need to:

• Be a resident of the Republic of Kazakhstan aged 18 to 65 at the time of application.
• Submit Loan Application/Offers and Loan Agreement.
• Have a valid ID.
• Possess an active phone number.
• Have a valid bank card or IBAN account issued by any bank in Kazakhstan.

Proof of income, guarantors, or collateral is not required. During application, provide personal information, individual identification number (IIN), and undergo verification.

Repaying your loan online:

There are several ways to repay a microloan with CreditPlus or settle accrued interest. Utilize the convenience of the mobile app to make repayments with just a few screen taps. We offer four repayment methods:

1. In your personal account using any Kazakhstan bank card for quick and easy repayment.
2. By using the "People's Bank" mobile application anytime from home.
3. At "QIWI" and "Kassa24" terminals in your city.
4. By bank transfer at any bank in Kazakhstan. Our payment details: Payment purpose - Loan repayment No--, IIN --- TOO "Microfinance organization" Kredit Seven Kazakhstan (Kredit Seven Kazakhstan) Postal address: Republic of Kazakhstan, Almaty city, Medeu district, 050000, Samal-1 microdistrict, house 28 BIN 200340016315 Account number KZ656018771000914121 at JSC "People's Bank of Kazakhstan" BIC HSBKKZKX, KBe 15, KNP 421

The minimum loan term is 61 days. The maximum term is 90 days. The minimum age requirement for obtaining credit is 18 years. The minimum annual percentage rate is 447.63%. The maximum annual percentage rate (excluding promotions) is 2333.95%.

Example calculation based on the minimum interest rate: Taking out a loan of 10,000 tenge for 80 days at an interest rate of 1.1% (447.63% annual interest) results in a total repayment of 18,800 tenge*

Example calculation based on the maximum interest rate: Borrowing 10,000 tenge for 61 days at an interest rate of 2% (2333.95% annual interest) results in a total repayment of 22,200 tenge

*The repayment amount may be reduced considering ongoing discounts and promotions.

AFFR License for microfinance activities No.02.21.0010.M. dated March 5, 2021